First Choice Health*
Humana (PPO Only)
Kaiser Permanente (PPO Only)
Tricare - (with authorized referral)
* Note: All HMO insurance plans require a referral from the patient's primary care doctor.
Please call your Primary Care Provider to obtain an authorized referral from your insurance to come and see us at least two weeks prior to your appointment.
Community Health Plan
Kaiser Permanente (We accept the PPO plan ONLY)
Provider One (as secondary insurance OK)
Seoul Medical Group
Seattle Medical Group
UW Medicine Network
UnitedHealthcare Vision PPO
Spectera Eyecare Network
Virginia Mason Network
Northwest Benefits Network (NBN)
Choosing the right insurance for you can be confusing and frustrating. Follow the link below to Medicare's website on "Joining a health or drug plan" to help you choose.
Medical insurance covers visits related to a medical diagnosis:
Medical insurance covers the exam and diagnostic tests like visual field, nerve scan, retina scan, etc.
Vision insurance covers a routine eye exam.
Vision insurance covers the procedure to measure a glasses prescription (refraction) and may also pay for a portion of your actual hardware like lenses, frames, and contact lenses.
Because the need for glasses is not the result of illness or injury, Medicare and many other insurance companies do not consider this test “medically necessary” and therefore don’t cover this part of the exam under medical insurance.
What does that mean?
Because a refraction is not covered by any medical insurance, all glasses prescriptions dispensed have an out-of-pocket cost.
Swedberg Eye Care is not in-network with ANY vision plan:
This means we are not contracted with:
This means that we are out-of-network and do not have the permission to bill your vision plan.
If you have a vision plan, you may have the option to pay for the refraction out-of-pocket and bill your insurance plan for reimbursement if you have out-of-network benefits.
Per the Washington State Health Department masks are still required to be worn by all patients and staff regardless of CDC recommendations.
Since we perform exams in close proximity we appreciate all patients wearing their masks appropriately for the entirety of their visit to protect our staff and families.